Product Benefits   The GENOA system offers substantial advantages and value-added features to all parties involved in the insurance process.   For the Shipper   Save time preparing certificates and bordereau declarations   Simplifies generation of insurance reports   Offers vastly improved risk management capabilities   Simplifies claims initiation and tracking   Better information and lower administrative costs result in greater accuracy and lower premium rates   For the Broker   Eliminates need to verify premium calculations and to verify compliance with policy   Eliminates re-keying of data   Saves time and cost in preparing and mailing invoices as well as payment processing   Simplifies the management of accounts receivable   Collaboration tools simplify the management of special-case shipments   Comprehensive follow-up reminder system adds enhanced organization to broker operations   For the Underwriter   Offers a standardized database of detailed shipment and storage information for analysis without the need to re-key data   Built-in analysis tools offer real-time risk management capability   Premium rating becomes more precise and more competitive without adding undue complexity   Exception-based risk and claims notification tools provide pro-active re-insurance initiatives   Policy compliance engine eliminates errors, providing protection against fraud and identifying special-case situations that require follow-up   Claims management is faster, more simple and less costly